Get pre-qualified and if credit is an issue – clean it up! Don’t wait for time to solve an issue that you should take control of today. There are professionals who can guide you through the steps to raise your credit score. This is a major element of prequalification and while banks are offering low mortgage rates, they have tightened up their lending criteria. Most offers on real estate won’t be considered without a pre-approval. And make sure its from a reputable lending institution.
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